8. High-Risk Family Health Plan
High-Risk Plans are designed for families with pre-existing conditions or members prone to frequent medical issues. In 2025, these plans offer coverage for chronic illnesses, surgeries, and regular medical consultations.
Premiums are higher, but they include shorter waiting periods and higher coverage limits for pre-existing conditions. Wellness programs and specialist consultations are often included to manage ongoing health risks efficiently.
These plans are ideal for families seeking peace of mind, ensuring that medical emergencies don’t lead to financial strain.
