5. Maternity and Newborn Care Plan

Maternity plans are ideal for young families planning a baby. In 2025, these plans cover pre-natal, post-natal, and delivery expenses, along with newborn care for the first year.
Many insurers now offer cashless hospital services, vaccination coverage, and maternity wellness programs. Premiums depend on the mother’s age, previous medical history, and selected hospital network.
Freelancers or self-employed parents benefit from flexible payment plans, making it easier to manage expenses. These plans ensure that starting a family doesn’t create unexpected financial burdens while providing the best healthcare for both mother and child.